FEMA has announced that it will no longer be stationing representatives at the Rockland County Fire Training Center in Pomona to assist residents. Residents can may still apply online atwww.DisasterAssistance.gov. or by calling 1-800-621-FEMA (3362).
In addition to individual assistance grants from FEMA, the U.S. Small Business Association (SBA) is still making low interest loans available for homeowners, small businesses and most private non-profit organizations. To apply for SBA loans, first register with FEMA at the website or numbers listed above, then visithttps://disasterloan.sba.gov/ela or call 1-800-659-2955. The interest rates for SBA loans for homeowners are as low as 1.688 percent with loan repayment terms of up to 30 years. Non-profit and business interest rates start at 3 percent and 4 percent respectively.
Flood Protection Available
- The National Flood Insurance Program, administered by FEMA, offers flood insurance to homeowners, renters and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMArequirements to reduce the risk of flooding.
- Flood insurance policies are written and serviced primarily by private insurance companies.
- People in high-risk Special Flood Hazard Areas are required to purchase flood insurance if they have a mortgage from a federally regulated lender.
- Physical damage to a building or personal property that is directly caused by a flood is generally covered by flood insurance.
- Flood insurance policies provide coverage related to property damage of up to $250,000 for individuals and $500,000 for businesses.
- Additional coverage is available for damage to contents which provides up to $100,000 for individuals and up to $500,000 for businesses.
- For more information, visit www.floodsmart.gov or call 888-379-9531.